Residential Default and Lender Services

EPRA represents various financial institutions and banks in foreclosures, bankruptcy, evictions and real estate closings (REO) throughout the State of Georgia. The firm prides itself on being a mid-size law firm that excels in the specialized practice of Creditor’s Rights. We strive to achieve complete satisfaction from our clients and provide professional assistance throughout the foreclosure and post-foreclosure process. To learn more about EPRA’s areas of expertise in the area of Default Servicing, please click on the topics below.

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Residential and Commercial Foreclosure Representation

EPRA’s attorneys, aided by our experienced foreclosure staff, manage the entire foreclosure process from receipt of new referrals, pre-publication, publication of the legal notice, sending notice to interested parties, conducting the foreclosure sale, and recording of the foreclosure deed under power of sale. We handle foreclosures throughout Georgia and are committed to providing our clients with efficient and cost-effective representation, strictly adhering to our client’s timelines.

Loss Mitigation Services

EPRA’s attorneys, aided by our experienced loss mitigation staff, work closely with our loan servicing clients in administering and implementing loss mitigation alternatives to borrowers at every stage of the foreclosure process. We endeavor to help borrowers keep their homes and avoid foreclosure, at the same time protecting our loan servicing clients’ interests.

Bankruptcy Representation

EPRA’s attorneys, represent banks and financial institutions in Chapter 7, Chapter 11, Chapter 12 and Chapter 13 bankruptcies throughout Georgia. Our bankruptcy staff works very closely with foreclosure staff to ensure that files are transferred rapidly and efficiently from one department to the other.

Eviction Services

EPRA’s attorneys and staff make every effort to pursue timely evictions for our clients while and to assisting borrowers with post-foreclosure loss mitigation options within a loan servicer’s guidelines.

During the eviction process, our attorneys and staff are diligent in keeping both the client and broker updated and involved with each step while, at the same time, educating occupants regarding post-foreclosure options available to them.

Residential and REO Closings

EPRA attorneys, aided by an experienced staff, handle foreclosure resales (REOs) throughout Georgia. Services offered include contract intake, title clearance and preparing title policies. Our professional and responsive staff works diligently to meet the seller’s expectations and timelines to avoid delays at closing.

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Title Curative Services

EPRA attorneys, aided by an experienced staff, handle foreclosure resales (REOs) throughout Georgia. Services offered include contract intake, title clearance and preparing title policies. Our professional and responsive staff works diligently to meet the seller’s expectations and timelines to avoid delays at closing.

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